Wallets are the foundation of your Blackcat account. Every transaction — whether in euros or crypto — starts and ends with a wallet.
Each wallet has its own unique details (IBAN for euro, blockchain address for crypto) and works as an independent account inside your app. This makes your financial life more organized, flexible, and transparent.
Types of wallets
Euro wallet
Comes with a personal IBAN issued in your name.
Used for SEPA Credit and SEPA Instant transfers, internal transfers, card payments, and ATM withdrawals.
Supports cashback and other loyalty programs.
Crypto wallets
Each crypto wallet equals one unique blockchain address per currency.
Currently supported assets include BTC, ETH, USDT (ERC20, TRC20), and USDC (ERC20).
One app — many wallets
You can hold multiple wallets at once:
A euro wallet for everyday payments.
A separate euro wallet for business or side income.
Crypto wallets for each supported asset.
All wallets are displayed together in your app, so you can easily switch between them and see your total balance.
How to create a new wallet
From the main screen, your existing wallets are shown at the top.
Swipe right through them until you reach the “Create new wallet” button.
Tap it, select the type of wallet (Euro or one of the available cryptocurrencies).
Confirm, and your new wallet will appear instantly in the list.
Each wallet comes with its own unique details (IBAN or blockchain address), ready to use immediately.
Wallets and transfers
When sending or receiving funds, you always operate through a wallet:
For SEPA transfers, you select a euro wallet — its IBAN is used as sender or receiver.
For crypto transfers, you select a crypto wallet — its blockchain address is used.
This ensures that every transaction is traceable and properly routed.
Wallets and card usage
Your payment card is always linked to your main euro wallet.
All POS, ATM, and online purchases are deducted from this wallet.
If you want to use a different euro wallet for card spending, you can reassign it in the app.
Security and control
Each wallet is independent. An issue with one wallet does not affect others.
Switching between wallets is instant, giving you flexibility to separate personal, family, or crypto-related finances.
Why wallets matter
Blackcat wallets are not just technical containers for money. They are a way to:
Keep your finances structured.
Separate income and spending categories.
Manage fiat and crypto in one place.
Stay flexible with multiple accounts under a single login.