Main Card
Every eligible account comes with a Main Card.
It can be issued as virtual (available instantly in the app) and as plastic (delivered to your address).
The main card gives full access to account features: purchases, online payments, ATM withdrawals, Apple Pay, Google Pay, and cashback rewards.
By default, the first card you order is always the Main Card.
Additional Cards
Alongside your Main Card, you can order one or more Additional Cards. These share the same account balance but allow you to separate expenses or give access to family members under specific conditions.
There are three types of additional cards:
Standard Additional Card
Identical to the Main Card in function.
Can be used for everyday payments, online shopping, and withdrawals.
Useful if you want separate cards for different purposes (e.g., travel, subscriptions).
Kids Card
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Designed for controlled use.
Comes with restrictions on specific merchant categories (MCC codes) such as gambling, alcohol, adult entertainment, betting, and other inappropriate spending categories.
Ideal for safe usage under parental oversight — while all operations remain visible in the account.
Family Card
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Works like a Standard Additional Card.
Lets you allocate separate cards for family-related expenses while still using the shared balance of the account.
Credit-Grade Status
All Blackcat cards — both Main and Additional — are issued as credit-grade Mastercards.
They do not provide a credit line: your spending is limited to the available account balance.
But because they are recognized as credit products in payment networks, they are accepted in places that often reject prepaid cards.
This includes services that require a card imprint or guarantee, such as car rentals, hotel bookings, or specific online subscriptions.